I don't get the fear thing as there's no point in fearing the unknown you just have to deal with whatever comes your way, family commitments are another thing entirely but you have to ask yourself if not now, when? In my book there's no time like the present as tomorrow may never come.
(Just ask some of these doddery old cunts on here..... their days are truly numbered some id say are close to double digits left)
Not having a go at you im just wondering about your perspectives