That's what the government want.....pay in all your working life....but take nothing out.
Maybe I was a little better prepared for retirement.....as I was on just above the minimum wage for many years before I retired so my monthly take home pay was around 1200 per month....and my wife missed the last six years of her working life due to her ailments....so the drop in income was not so profound.
But someone earning say 35,000 quid a year to drop down to basic state pension is one hell of a drop in living standards.