It was caused by the Flu/cough we had Jan/Feb........but I only noticed it early March. So it's been a while now!
Very difficult getting through last week in NL with it, and of course, the wife had a lot of grief with her back as well.
It's been in her name for years for two reasons!
1. We get taxed individually and I pay no tax on the Pension because it's less than 12K. If it was all in my name I'd pay tax on the total of Pension and Income combined.
2. The monthly payment goes towards a Pension for her in Spain.